Stamp Duty Calculator — Western Australia

The FHOR is WA's first home buyer stamp duty concession:

• $0 duty on established/new homes up to $450,000
• Sliding concession from $450,000 to $600,000
• $0 duty on vacant land up to $300,000 (sliding to $400,000)

You must be 18+, never owned property in WA, and intend to live in the property as your home.

For a non-first-home-buyer: approximately $17,765. For a first home buyer: a sliding concession applies above $450,000 — at $500,000, the concession is roughly 67% of the duty, so about $5,860 payable.

Stamp duty (also called transfer duty or conveyance duty) is a one-off tax you pay to your state or territory government when you buy property. It's calculated as a percentage of the purchase price, with rates and thresholds set by each state — there is no federal stamp duty.

For most homebuyers, stamp duty is the largest upfront cost after the deposit, often $20,000–$50,000+ for a typical home.

It depends on your state and the property price. Most states have full or partial exemptions for first home buyers up to a price cap:

• NSW: No duty up to $800,000 (sliding to $1,000,000)
• VIC: No duty up to $600,000 (sliding to $750,000)
• QLD: No duty up to $700,000 (sliding to $800,000) since May 2024
• SA: No duty for new homes (no price cap, since June 2024)
• WA: No duty up to $450,000 (sliding to $600,000)

Use the calculator above with "First home buyer" selected to see your exact amount.

Stamp duty is typically due within 30 to 90 days of contract signing or settlement, depending on the state. Most buyers pay it at settlement through their conveyancer or solicitor, who handles it as part of the property transfer.

You can't roll stamp duty into your home loan as such — it must be paid in cash or from your savings — but some lenders allow you to borrow the equivalent against equity if you have it.