Balance Sheet
You list what your business owns, owes and the owner's stake; we return a properly classified balance sheet with current and non-current sections, every subtotal computed and the accounting equation checked so it actually balances. This is not a blank template — you put in your real numbers and get a calculated, analysed statement with plain-English commentary. Australian format, AUD, GST-aware, ready to hand to your accountant, bank or board.
A lender asks for a balance sheet as at 30 June. You have bank statements, a loan schedule and a fair idea of what the equipment is worth, but no single document putting what the business owns, what it owes and what is left for the owner on one page at one date. That gap is what this closes: a classified balance sheet built from figures you supply, A$29 one-off, back in about five minutes.
What arrives is a statement in Australian format with current and non-current sections, every subtotal computed from your numbers and the arithmetic shown rather than assumed. It lands on your order page as an on-page report with a Markdown download beside it, so you can print it to PDF or paste it into Word without reformatting.
Tested against Assets = Liabilities + Equity
A balance sheet that does not balance is one nobody accepts. Every subtotal is calculated from the figures you enter and the working is on show rather than buried, so the path to each total can be traced. The finished statement is then checked against Assets = Liabilities + Equity and the result stated on the page.
What that proves is internal consistency. It does not vouch for the figures themselves. A wrong loan balance or stock valuation goes in wrong and comes out wrong, and the equation can still close around it, so pull your numbers from bank, loan and accounting records before you start.
Where GST, hire purchase and director loans belong
Classification is where do-it-yourself attempts usually come apart. Assets and liabilities are split into current and non-current sections in Australian format, reported in AUD, and the output is GST-aware. GST and PAYG payable sit with the current liabilities; hire purchase and director loans sit with the non-current ones. The statement reads the way an Australian accountant expects a balance sheet to read, so handing it over does not begin with a translation exercise.
Sending it to a bank, an accountant or a board
Format is not the obstacle: classified sections, AUD, computed subtotals and a visible equation check are what a reader looks for. Be straight about what it is when you send it, though. This is an AI-written document built from figures you supplied, not an audited, reviewed or professionally certified financial statement, and the commentary is general information rather than accounting, tax or financing advice. It does the job as a working document for your accountant to review.
Two free AI revisions come with it, which usually covers a misclassified item or a rerun once you have tracked down the figure that was off.
The position the ratios describe
Net working capital and key solvency ratios are worked out from your own figures, with plain-English commentary and three practical moves for the position those numbers describe. A thin working capital buffer, or a liability profile weighted heavily to the short term, is worth knowing about before a lender raises it. That is the difference between a balance sheet you file and one you can act on.
What you get
- Classified balance sheet in Australian format (current vs non-current)
- Every subtotal and total computed from your figures, arithmetic shown
- Accounting-equation check proving Assets = Liabilities + Equity
- Net working capital and key solvency ratios worked out for you
- Plain-English commentary plus 3 practical moves for your position
- 2 free AI revisions included
Turnaround: ~5 minutes. Delivery: On-page report + Markdown download (print to PDF / paste to Word).
Frequently asked questions
Does it plug into Xero, MYOB or a bank feed?
No. There is no connection to any accounting system, bank feed or software. You enter your own figures and the statement is built from exactly what you type. That keeps the report independent of integration access, and it also means the accuracy of the output rests entirely on the accuracy of your inputs.
My figures don't balance. Then what?
The equation check exists to surface precisely that, so an out-of-balance position shows on the page instead of passing unnoticed. The usual culprits are a missing liability, an omitted drawings figure, or retained earnings that have not been rolled forward. Once you have found it, use one of your two free AI revisions to rerun the statement with the corrected number.
I'm not certain whether we report on a cash or accrual footing.
The reporting basis you enter tells the statement which footing to prepare on rather than leaving it to a guess, so it is worth being sure. Ask your accountant before ordering; it is a two-minute question, and the answer changes how items such as receivables, payables and prepayments should be read.