Start-up Cost & Runway Report
List your one-off set-up costs, your monthly running costs, your starting capital and what you expect to earn once trading. We calculate your exact total upfront cost, your monthly burn, your runway in months and your break-even month — then our AI writes a plain-English report on your biggest risks and a first-six-months watch-list, framed against business.gov.au planning guidance. General information only, not financial advice.
There is one number that decides whether a new business survives its first year, and it is not revenue — it is the month the money runs out. The Start-up Cost & Runway Report, A$29 one-off, puts a date on it: your total upfront cost, your monthly burn, how many months your starting capital lasts, and the month you are projected to break even, each written up in plain English against the risks your own figures expose. General information only, not financial advice.
None of those figures are guessed at by an AI. Your one-off set-up costs, monthly running costs, starting capital and expected monthly revenue are totalled, and the runway and break-even month derived from them deterministically — the same inputs give the same answer every time. The AI's work starts afterwards, reading that calculated position and explaining it against business.gov.au planning guidance. It lands on your order page in about five minutes, as an on-page report plus a Markdown download you can print to PDF or paste into Word.
Every line you enter, listed back to you
The report opens with an itemised summary of every one-off and every monthly cost you typed in, so the totals are never a black box — you can see precisely what they were built from. That list does a second job as well: a missing cost is far easier to notice sitting in a column than sitting in your head. Insurance, software subscriptions, a bond on the lease. From the list come the calculated figures — total upfront cost, total monthly burn, runway in months, and the projected break-even month.
Those figures are used exactly as you supply them. Nothing is fetched, scanned or connected to — not your bank, not your accounting software, not supplier pricing. The arithmetic is not in dispute; the inputs are entirely your call. An optimistic revenue estimate will produce an optimistic-looking runway, which is the one part of this worth slowing down for.
What to watch, and what to do when the numbers move
The report closes with a watch-list for your first six months of trading: the numbers and decisions worth keeping an eye on, drawn from wherever your own figures leave the budget most exposed. Before you commit capital, put the whole thing in front of a qualified accountant or business adviser — nobody reviews your figures for accuracy before delivery, and this remains general information rather than financial advice.
Two free AI revisions come with it, and start-up budgets are exactly why. A supplier quote comes back higher than expected, you decide to lease rather than buy, a council fee appears that nobody mentioned. Resubmit and read the recalculated position instead of trying to hold the difference in your head.
What you get
- Itemised summary of every one-off and monthly cost you entered
- Exact total upfront cost and total monthly burn (calculated)
- Your runway in months and your projected break-even month
- AI narrative on the biggest risks to your start-up budget
- A first-six-months watch-list of numbers and decisions to track
- 2 free AI revisions included
Turnaround: ~5 minutes. Delivery: On-page report + Markdown download (print to PDF / paste to Word).
Frequently asked questions
How is the break-even month worked out?
From your own inputs — your monthly running costs measured against the monthly revenue you say you expect once trading, applied against your starting capital and total upfront spend. It is a projection built on your revenue estimate, not a forecast of what your market will actually do. If the revenue assumption is generous, the break-even month will be too.
Should I run this or the Breakeven & Pricing Report first?
This one, if you have not opened yet. It answers what it costs to start and how long your capital lasts before revenue has to carry the business. The Breakeven & Pricing Report handles the trading maths — contribution margin, breakeven units, pricing scenarios — which matters most once you already know you can afford to begin.
I don't know all my costs yet. Is it still worth running?
Yes, with estimates — and that is part of why two free AI revisions are included. Put in your best figures now to see how sensitive your runway really is, then resubmit once firm quotes arrive. The itemised summary also makes gaps visible: a missing line for insurance or software is easier to spot once every cost is listed together.
Does it look at my bank account, invoices or accounting software?
No. Nothing is connected, imported or fetched. The report is built entirely from what you type in: your set-up costs, monthly running costs, starting capital and expected monthly revenue. Those figures are used as given and are not verified against any external source.