AussieTools

Finance Guides & News

Plain-English Australian money guides — tax, property, super, GST and more — to go with our free calculators. Updated weekly.

Tax

Tax Offsets vs Deductions: What Actually Saves You More in 2025-26?

Understand the difference between tax offsets and deductions, see 2025-26 rates, and use our income tax calculator to see your real refund.

20 August 2026 · 7 min read
Business

How GST Affects Your Small Business Pricing in 2025-26

Understand how GST impacts your pricing, cash flow and BAS. Learn what's taxable, what's not, and how to price like a pro in 2025-26.

13 August 2026 · 9 min read
Property

Stamp Duty vs Land Tax for Investment Properties: 2025-26 Guide

Compare upfront stamp duty vs ongoing land tax on Australian investment properties in 2025-26. See thresholds, rates, and use our stamp duty calculator.

6 August 2026 · 8 min read
Tax

What Is the Medicare Levy Surcharge? 2025-26 Rates, Income Thresholds & How to Avoid It

Learn how the Medicare Levy Surcharge works in 2025-26, including income thresholds, costs, and how having appropriate hospital cover can save you money. Use our income tax calculator to see your liability.

30 July 2026 · 9 min read
Tax

How to Calculate Capital Gains Tax on Property in 2025-26

Understand how CGT works when selling an investment property in 2025-26. Includes 50% discount, main residence exemption, cost base, and how to use our income-tax calculator.

23 July 2026 · 10 min read
Mortgages

Offset vs Redraw: Which Saves You More in 2025-26?

Compare mortgage offset accounts and redraw facilities in 2025-26. See how each works, tax differences, and which strategy cuts your home loan interest fastest.

16 July 2026 · 8 min read
Property

First-Home Buyer Stamp Duty Concessions 2025-26: State-by-State Guide

Compare 2025-26 first-home buyer stamp duty concessions across all Australian states. Use our stamp duty calculator to estimate your savings.

9 July 2026 · 11 min read
Tax

Novated Leases & the EV FBT Exemption Explained (2025-26)

How a novated lease and the Electric Car Discount FBT exemption can cut the cost of an eligible EV in 2025-26 — eligibility, the LCT threshold, and the catches.

5 July 2026 · 9 min read
Finance

How to reduce your HECS-HELP repayment in 2025-26

Understand the 2025-26 HECS repayment brackets and learn legitimate ways to lower your compulsory repayment through salary sacrifice, deductions, and voluntary payments.

2 July 2026 · 8 min read
Finance

HECS Repayment Brackets 2025-26: Rates, Thresholds & How to Pay

Use our HECS repayment calculator to see what you'll owe in 2025-26. Full brackets, rates, and tips for voluntary repayments and indexation.

25 June 2026 · 7 min read
Property

Stamp Duty Changes 2025-26: What First-Home Buyers and Investors Need to Know

Learn how stamp duty thresholds and concessions change from July 1 2025 across every state. Use our calculator to estimate your exact stamp duty bill.

13 June 2026 · 8 min read